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Ludmila lives and works in Pavlograd. She sells stationery at the local market where she has 3 retail outlets. She has been doing this for over 5 years. She works hard and takes only one day off per week. Ludmila just bought her third kiosk in October. She now needs to stock it with stationery, calendars and sewing supplies, and also to hire a salesperson to work there. For this reason, Ludmila is seeking a loan in the amount of 21,000 Ukrainian Hryvnia. Once she has earned extra income, she hopes to take a bus tour of Europe.
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Людмила живет и работает в Павлограде. Она продает канцтовары на местном рынке, имеет три торговые точки. Людмила более 5 лет занимается продажей канцтоваров. Она много работает, у нее всего один выходной.
Людмила купила третий киоск на рынке только в октябре и теперь ей надо его заполнить канцтоварами, календарями и галантереей, а также нанять продавца, который бы работал на этой точке. Для этого она обратилась за кредитом в размере 21 000 гривен. Заработав дополнительные средства, Людмила надеется поехать в Европу автобусным туром.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Ludmila to buy stationery, calendars and sewing supplies.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 12, 2012
Currency Exchange Loss:
Jun 17, 2013