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David is 38 years old. He lives in Baghdati district, West Georgia with his 37-year-old wife and 2 children (8 and 7 years old). The family runs an agricultural business. In particular, they have a hectare of land where maize and nut-trees are grown. They also have a bakery and bake traditional Georgian bread. Besides, David has a milk cow, whose milk is used in cheese production. They sell cheese, nuts, maize and bread in their village at a good price. David is very hard working and has a rich experience in his business. He requested a loan to purchase wood and flour for baking bread. After supplying additional stock of flour and wood, they will be able to bake and sell more bread. This will increase the income of the family. With increased income, they will improve their living conditions. David awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped David to purchase wood and flour for baking bread.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 11, 2012
Currency Exchange Loss:
Aug 17, 2013