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Pavle is from the Vani district of West Georgia. He is 44 years old and lives with his mother and 20-year-old son. His wife lives and works abroad to help her family financially. Pavle’s mother is provided with a retirement pension. The family is involved in an agricultural business. In particular, they own a greenhouse where they grow tomatoes, cucumbers and different kinds of greens. Pavle does all relevant agricultural work to ensure a high quality of harvest. The harvested products are sold to wholesalers. In addition, the family has a vineyard and a plot of land where they grow nuts. Pavle picks the grapes in the late summer and produces wine and vodka. In addition, he runs a small dairy farm of two milk cows whose milk is used in cheese products. Pavle sells his agricultural products and cheese at the local open market.

He requested a loan to purchase greens seeds. Pavle will sow greens in his greenhouse and, after properly-done agricultural work, the family will get a quality harvest. The products will be sold for a good price. This will significantly increase the family income and Pavle will be able to reinvest the increased income in family agricultural activities. He awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,578,400
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Pavle to purchase greens seeds to sow in his greenhouse.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 11, 2012
Currency Exchange Loss:
Dec 20, 2013