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Bintang Sagita Group
In this Group: Nurhayati , Milawati , Sunarti *, Kiki , Sum , Abdul , Rani
* not pictured
Nurhayati is a woman who sells coconut shells in one of the traditional markets in Jakarta. She has three children who attend school. Her husband works as a scavenger, distributing trash. The benefit of her job is that she can cover the household. Her major obstacle is rain, because it prevents consumers from coming to her stall.

Nurhayati’s main goal from her job is to continue her children’s education until college. She is requesting a loan of 1,500,000 IDR, which she will use to buy groceries for her family’s daily needs and to increase the capital for her business.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 46
    View loans »
    Indonesia Loans Fundraising
  • $6,157,950
    Funds lent in using Kiva
  • 9,625.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bintang Sagita Group's $1,100 loan helped a member to buy daily necessities such as sticky rice, vegetable oil, sugar, wheat flour, and bananas.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Nov 11, 2012
Currency Exchange Loss:
May 18, 2013