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Chamroeurn's Group
In this Group: Chamroeurn, Sreylak, Sam Ath, Chanthy
Chamroeurn is married and has one child in school. She and her family live in a rural village in the Kror Kor district of Pursat Province. She covers their cost of living with her 1.5-hectare rice field, and her husband supplements the family income by producing concrete pipes to sell. With her five years' experience in this business, she is able to save up to 17,000 KHR per day, after offsetting expenses from her income of 57,000 KHR.

This loan will be Chamroeurn's second with Kiva partner VisionFund. She has successfully paid back her first loan in full, and it helped her to have sufficient working capital to purchase fertilizer to boost her crop productivity. Chamroeurn now is the leader of a microloan group consisting of four members. She and one of her co-borrowers are each seeking 1,000,000 KHR while the other two members are requesting 1,400,000 KHR each. Chamroeurn will use her entire portion to support her husband's business by purchasing sand, cement, and gravel for making concrete pipes. She hopes this purchase will help her husband to make a lot of tanks for resale in a timely fashion. Any additional profit will enable them to keep their only daughter in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 109
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,000.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chamroeurn's Group's $1,200 loan helped a member to buy sand, cement, and gravel for making concrete pipes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 17, 2013