A loan of $1,100 helped to buy perfumes, creams, cosmetics and clothing..


Mariana Moserrate's story

In the beach of San Clemente in the Sucre canton, the Bankito Del Norte communal bank meets every two weeks. This place is known for its beautiful beaches that are visited by many national and foreign tourists. It offers a diversity of beautiful places and a rich variety of regional traditional dishes.

This is where Mariana lives. She is 27 years old and in a common law marriage from which she has two children, aged 11 and 7. They are in school. Her husband is a merchant and a security guard. She is a houswife who in order to help he rhusband with the household expenses sells clothing via catalog and Yanbal products (beauyt products, cosmetics, perfume and women's accesories). She works three days a week for rwo to three hours. She sells on credit and collects every week. She has been doing this for more than 2 years and it is going well for her. What she sells the most is perfume.

This loaan is to buy perfumes, creams and clothing. She has been in her communal bank since the beginning and she likes it because the payments are easy to do.

Her dream is to have a store.

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Translated from Spanish by Kiva volunteer Ellen Donohue


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