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Eclipse Group
In this Group: Giannine Astrid, Isabel , Ma Concepcion, Maria Del Carmen, Maria Dolores
“Eclipse” is a communal bank consisting of five women who strive to reach their dreams by means of their great effort. The members chose this name because their weekly meetings take place in a snack bar of the same name. María Concepción, 53, is a responsible, hardworking, married woman; her husband works as a paver; they have two children who are 35 and 38 years of age, both married. Concepción has been working selling nutritional malts made from ingredients that are designed to promote health for the last six years. She decided to start this business because of an illness. She started taking these products and succeeded in improving her health and in losing weight and they offered her the opportunity to sell these products as well as to pay the rent for the locale and everything else needed to set up and she happily accepted. She’s struggled mightily to get ahead and profits are perhaps few but for her the satisfaction is seeing so many people who thanks to her, her services and her products, are able to improve their health. She will use the loan to buy more ingredients for the malts and to buy chairs because she only has a few. A dream she wants to reach is to have her own locale in order to save on rent. Eclipse is a good group and the one day they see each other they try to get along well; they are good friends and want to be the best group.
View original language description ↓
Eclipse es un grupo solidario, compuesto por 5 mujeres que luchan por cumplir sus sueños a través de su gran esfuerzo. María Concepción es una mujer responsable y trabajadora de 53 años, es casada, su esposo se dedica a la pavimentación y tiene 2 hijos de 35 y 38 años, ambos son casados.Concepción se dedica a la venta de malteadas nutritivas y productos para el cuidado de la salud, desde hace 6 años. Decidió comenzar con este negocio por una enfermedad, ella comenzó a tomar estos productos y logro mejorar su salud y bajar de peso, después le ofrecieron que vendiera estos productos, así como también la renta de un local y todo lo que ocuparía y dichosa acepto. Ha luchado mucho por salir adelante y tal vez la ganancia sea poca, pero para ella es mas la satisfacción que tiene al ver a tanta gente que gracias a ella, a sus servicios y a sus productos puede mejorar su salud. El crédito lo utilizara para comprar mas producto para las malteadas y sillas, ya que tiene muy pocas. Un sueño que quiere cumplir es tener su propio local, para no tener que pagar renta. Eclipse es un grupo bueno y el único día que se ven tratan de llevarse bien, son muy buenas amigas y quieren ser el mejor grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 92
    View loans »
    Mexico Loans Fundraising
  • $20,997,525
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Eclipse Group's $2,425 loan helped a member to buy ingredients for the malts and to buy chairs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 23, 2013