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Tojigul is a young woman of 24. She is married and has 1 child. Her husband works for the government, and Tojigul raises cattle at home and sells milk. She currently has 3 head of cattle and a dairy cow that gives 10 litres of milk per day. From the early morning, neighbours come to her house to buy milk. She also has a few head of smaller livestock. She has been working in animal husbandry from childhood, as this is what her parents had done their whole lives. Tojigul dreams of raising her child as best she can and giving him an education. She is planning to use the loan to increase the number of cattle she owns and to expand her business. She is grateful to Arvand and hopes for support.
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Точигул молодая женщина в возрасте 24 лет. Она замужем имеет одного ребенка.Муж Точигуль работает на государственной работе.Сама она занимается откормом скота на дому и продажей молока. В наличие имеет 3 голов крупно рогатого скота и дойную корову которая дает по 10 литров молока каждый день. С раннего утра к ней домой приходят соседи и покупают молоко. Также Точигул имеет несколько голов мелко рогатого скота. Точигул этим видом деятельности занимается с детство так как ее родители всю свою жизнь занимались этим делом. Она мечтает достойно вырастить своего ребенка и дать ему образование. Точигул на полученный кредит хочет увеличить поголовье скота и расширить свой бизнес. Она благодарит Арванд и надеется на поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,067,925
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Tojigul to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 10, 2012
Currency Exchange Loss:
Dec 17, 2013