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Haby is a widow who lives in Senegal. She has been trading for the past 12 years and manages a shack where she sells potatoes, onions and other food products. She begins her day at 8 o'clock in the morning and finishes at 2 o'clock in the afternoon. She supports her family and takes care of the water and electricity bills as well as daily expenses. She is a member of one of UIMCEC's branches where she is requesting a loan of 100,000 francs, with which she is going to buy food products (drinks, fruits) to sell. Her aim is to diversify the products she sells and thus increase her profits so that she can pay for her children's schooling. Her plan for the future is to open a large shop and become a wholesaler.
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Madame Haby est une femme veuve qui vit au Sénégal. Elle s’active dans le commerce depuis 12 ans et gère une cantine ou elle vend pommes de terre, oignons et autres produits alimentaires. Elle commence sa journée de travail a 8h et arrête son activité a 14 h. Elle soutient sa famille et prend en charge les factures d’eau et d’électricité en plus de la dépense quotidienne. Elle est membre d’un des guichets de l’UIMCEC ou elle sollicite un crédit de100 000 frs prévu pour l’achat de produits alimentaires (boissons fruits) destinées a la vente. Son objectif est de diversifier les produits qu’elle commercialise. Ainsi elle souhaite augmenter ses bénéfices dans le but de pouvoir supporter les frais scolaires de ses enfants. SON PROJET FUTUR CONSISTE A OUVRIR UN GRAND MAGASIN ET DEVENIR UN GROSSISTE.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 514.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD