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Daler is a young, single man who lives with his parents. For the past 5 years, he has been working in the field of building renovations. His father is a security guard and his mother is a homemaker. The salaries of both Daler and his father go to support the family. For a long time, they have wanted to buy a refrigerator because their old fridge is beyond repair, but so far they have been unable to save up enough money. For this reason, Daler has come to Arvand for financial support, and hopes to receive a loan. He is grateful in advance for the assistance.
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Далер молодой парень. Пока не женат и живет со своими родителями. Далер занимается ремонтами помещений. Этим видом деятельности он занимается уже пять лет. Его отец работает охранником, а мама домохозяйка занимается домашними делами. То что зарабатывают Далер и его отец все уходит на проживание.Они давно хотят купить холодильник так как очень в нем нуждаются но ни как не могут накопить денег. Их старый холодильник уже не подлежит ремонту. Поэтому Далер обратился в Арванд за финансовой поддержкой и надеется получить кредит.Заранее благодарит.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 223
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Daler to buy a refrigerator.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 10, 2012
Currency Exchange Loss:
Jun 17, 2013