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Jose Belarmino
José is a young worker who makes an effort to come out ahead. He lives alone and works in the agriculture of corn and beans. Moreover, while waiting for the harvest to be ready to sell, he also works in his own store of items of primary necessity which is located in his home, with which he can count on everything necessary to support himself.

José is applying for a loan to be able to buy: sweets, beverages, and oils, which are the products that are the most in-demand items in his place. They will be a great help to improve his income and thus count on a better life.
View original language description ↓
José es un joven trabajador quien se esfuerza por salir adelante, él vive solo y se dedica a la agricultura de maíz y frijoles, así mismo mientras espera que la cosecha este lista para vender, trabaja también en su propia tienda de productos de primera necesidad la cual esta ubicada en su casa de habitación, con lo que él puede contar con todo lo necesario para sostenerse. José solicita un préstamo para poder comprar: golosinas, bebidas y aceites, los cuales son de los productos que más demanda poseen en el lugar, por lo que serán de gran ayuda para mejorar sus ingresos y de este modo contar con una vida mejor.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 601
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $500 helped Jose Belarmino to buy candy, beverages, and oils.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Nov 11, 2012
Currency Exchange Loss:
Dec 11, 2012