A loan of $400 helped to buy organic compost and to pay for laborers.


Carmela's story

Carmela is a hardworking woman of 53 years of age. She remembers the sad parting of her husband who was a big help in achieving many goals while he was at her side. She has the emotional support and the company of her son, Carlos, who is 30 years old, who has always devoted his attention to her. She is the owner of a house made of adobe where she currently lives. She works growing cocoa and has more than thirty years experience, continuing to carry on with the same motivation, as she is always very proud of the lots she acquired days after getting married. Today, she has the support of laborers who are immediate family members and nephews, and as is known, one of the best ways to work is with people you trust. She considers the production of cocoa one of the best ways to make a living and her land is very fertile as well as moist generating good profit in the short and long term. However, one of the grounds of constant concerns is that next to one of her plots a river circulates, as it is very beneficial to her crops. Being in the middle stage of the maintenance of cocoa trees, she believes she should give it all her attention, because the quality of the grains will determine the marketing of it, which is why she needs sufficient organic compost as well as sufficient capital in order to contract to manage the weeding. In the future she plans to construct a house of concrete and bricks to fulfill the urge to complete one of her dreams of a planned inheritance for her grandchildren. She has had seven loans and has a good credit history permitting her work to go smoothly. She is an attentive person at the meetings of her communal bank. With the 1,000 [soles] she will buy bags of organic compost as well as contract laborers to weed the crops.

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Translated from Spanish by Kiva volunteer Gail LeGrand


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