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Duteraninkunga C12057 Group
In this Group: Claude, Seraphine, Athanase, Rose, Domitille, Francois, Emmanuel, Jacqueline, Agnes, Wellars, Venant, Alexis, Jean
Emmanuel is 35 years old and is married with three children between the ages of 5 and 12 years old. Emmanuel's business is selling rice. He is the leader of a group called "DUTERANINKUNGA C12057" in the local language. In the photo, Emmanuel is the one who is raising his hand. He has one year of experience, and he works from 6.30 a.m. to 1 p.m. every day except on weekends.

Emmanuel has requested a Kiva loan via Vision Finance Company in order to expand his rice business by cultivating a large quantity of rice for resale. If successful, he will be able to save money for his future, in order to get more food for his family and to renovate his house.

Additional Information

More information about this loan

This loan helps support farmers in rural communities in Rwanda. The loan, which is available to both individuals and groups, is repaid in full at the end of the loan term, allowing borrowers to repay only after crops are harvested or livestock are sold. About 85% of Rwandans are employed in agriculture, but many formal financial institutions consider the sector to be too risky. VFC is one of very few financial institutions serving farmers and offering agricultural products that work with local harvest cycles. VFC also offers training on increasing crop yield and helps farming cooperatives access better agricultural inputs. By supporting this loan, you are helping rural Rwandan farmers improve their crop yield and ability to support their families.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 628.1
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Duteraninkunga C12057 Group's $1,975 loan helped a member to expand his rice business by cultivating a large quantity of rice for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 11, 2012
Currency Exchange Loss:
Jul 13, 2013