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Tsitsino is from the village of Patardzeuli of Kakheti region. She is 58 years old, and lives with her husband, daughter, son and daughter-in-law. Tsitsino’s daughter works as a teacher at the local school. Her son and daughter-in-law are also employed by a private company. All of them get a monthly income. Tsitsino is running a small dairy farm. She produces yogurt with the received milk and sells it in supermarkets in the capital city. She is a very hard-working woman, with a rich experience in her work.

With this loan, she will purchase hay, which will be used for feeding the cows during the fall and winter seasons. Since the cattle will be fed properly in winter, Tsitsino will be able to receive a planned amount of milk and produce dairy products. This will increase the income of the family. With the increased income, Tsitsino will expand her dairy business and purchase additional cows to receive more milk. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 45
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Tsitsino to purchase hay for feeding the cattle.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 11, 2012
Currency Exchange Loss:
Dec 20, 2013