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Ms. Misbah is a 36-year-old married woman who helps her husband in running a general store in their home. They want to increase their inventory as the population of their neighborhood has increased in recent years. When the couple started their relationship with Kashf their store was small and had very few items. Over the last two years, they have been injecting the store with new items and it has become popular in the community. Currently, Misbah has applied for a loan of Rs 20,000 to add new racks to the store to increase storage capacity and buy more packs of beverages. She has five children who are studying in different classes. The family is living a much better life than before because they are able to meet their expenses easily and maintain a good standard of living.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 268
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Misbah to add new racks to her store to increase storage capacity and buy more packs of beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 15, 2012
Nov 10, 2012
Currency Exchange Loss:
Oct 17, 2013