A loan of $1,100 helped a member to buy building materials and ladies garments for the expansion of her clothing store.


Kuthu Group's story

Kuthu is a group of 11 tribal women in the northeastern part of India, in the state of Manipur, Makhan village. Seeing the benefits and the impact of empowerment on the existing Self Help Group borrowers of the village encouraged these women to form a group, so they can collectively help one another expand their businesses.

Paokenwiliu, the one with the raised hand, is 26 years old. Her husband, 36 years of age, works as a teacher in a private school. He earns a very low salary. In order to supplement her household income, Paokenwiliu opened a garment store about 3 km from her village with the help of her father-in-law. Now the family's income comes from her clothing business sales too.

With this loan of 5,000 Indian rupees (INR), Paokenwiliu wants to construct a bigger store where she can accommodate more clothes to sell for a bigger profit and more savings. The loan will be used to buy building materials for the expansion of her shop. With a budget of 1,700 INR, she will purchase roof sheet/tin sheet and use the remaining 3,300 INR to purchase women's garments, such as tops, lingerie and footwear.

In order to save more, Paokenwiliu works in a homestead garden where she grows vegetables such as cabbage, mustard leaves, corn, coriander, spring onions and ginger for her family's consumption to reduce buying meals. She dreams of supporting her son (8 months) through to higher education without any financial constraint.

Likewise, the rest of her group members are keen on expanding their businesses. Two of the members supply Paokenwiliu with clothes, and one member wishes to expand her piggery farm by bringing in more piglets. One wishes to open a yarn store. Two other members jointly opened a tea stall – the only tea stall in the village – where they serve up to 100 customers a day. With the loan, they wish to expand the tea stall aiming to accommodate more customers and keep more menus for the customers. In these ways, the group, with their respective businesses, collectively wishes to improve their lives by focusing on their children's education, so that they may have a better future.

In this group: Kinsongdiliu, Wiriliu, Paokenwiliu, Mathiuthoniu, Aluirangliu, Challuping, Staila, Siwang, Paramthoniu, Kailingwiliu, Paongamwiliu



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