A loan of $1,050 helped a member to buy jeans and other items to sell to her customers.


Cranaa Group's story

Bernice is a 40-year-old woman married to Emmanuel, who works in a metal workshop. Bernice sells jeans of all kinds. She is a member of a group called "Cranaa" and they are into the trading of the following items: jeans top and down, fish, pepper, maize, and plastic products. They are five in number. They need a total sum of 1,950 Ghana cedis to be able to expand their businesses.

This is their third loan with ID-Ghana. Bernice said, "We formed our group because we all need working capital to invest in our businesses. And after working with ID-Ghana, we trust Kiva’s support so that our businesses would flourish. We have gone round assessing several financial institutions, but the one which convinced us is ID-Ghana because their conditions are flexible as compared to others. This informed our decision to work with this organization."

Bernice’s previous loan amount was 350 Ghana cedis, which is invested into the business. She works every day from Monday to Saturday to be able to help her husband with the household expenses and has been making 100 Ghana cedis per month as profit. She has been doing this job for seven years and hawks from door to door.

She now needs an amount of 500 Ghana cedis to buy more jeans to sell.

In this group: Bernice, Mary, Augustina, Amerley, Salomey



Loan details


Lenders and lending teams



Loan details