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Hanifa is 39 years old, married, and has 3 children. She fattens cattle at home and also sells milk. She has 4 head of cattle and is very skilled at managing this business. She also has a dairy cow, and her children sell milk to their neighbours every day. This brings in a good income, which is why Hanifa now wants to develop her business. In order to do this, she has approached Arvand for a loan to buy cattle so she can increase her herd. She thanks lenders in advance for their support.
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Ханифа женщина в возрасте 39 лет. Она замужем имеет троих детей. Занимается откормом скотов на дому и продажей молока. В наличие имеет 4 голов крупно рогатого скота и хорошо разбирается в преимуществах своего дело . У них также имеется дойная корова и ее дети продают молоко соседям каждый день. От этого вида деятельности у них хороший доход . Поэтому Ханифа старается развивать этот бизнес. Для этого она обратилась в Арванд и хочет получить кредит и купить скот для увеличения поголовья. Ханифа заранее благодарит за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $31,067,925
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Hanifa to buy cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 10, 2012
Currency Exchange Loss:
Aug 17, 2013