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Claudia Estela
View original language description ↓
Ms. Claudia S. is a 36-year-old single mother of a 9-year old son, for whom she works so hard everyday because she wants to provide him with an education. They live in the Hialeah neighborhood in the city of Managua. She has 5 years of experience in her business. She used to be a street vendor, but after much effort, she was able to set up a general store. Her plans are to continue working arduously so that she can increase both her inventory and sales. She needs this loan in order to replace the roof of her general store because winter is approaching and she wants to prevent leaks.

Translated from Spanish by Elizabeth Casian, Kiva Volunteer.

Doña Claudia tiene 36 años de edad, habita en el barrio Hialeah de Managua, es soltera y tiene un pequeño hijo de 9 años de edad, por el que ella trabaja fuertemente todos los días, ya que quiere darle estudios a su pequeño. Tiene 5 años de experiencia en su negocio, antes era una vendedora ambulante pero con mucho esfuerzo pudo poner su pulpería, sus planes son seguir trabajando arduamente para poder tener más inventario y más volumen de ventas. Necesita el préstamo para cambiar el techo de su plupería ya que el invierno se acerca y no quiere que se le meta el agua al negocio.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Claudia Estela replace roof of general store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 2, 2008
May 19, 2008
Currency Exchange Loss:
Apr 15, 2009