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Ream's Group
In this Group: Ream, Oun, Sakhorn
Married and a mother of three schoolchildren, Ream is a villager from Moungkul Borey district of Banteay Meanchey province. She has struggled in overcoming the family's financial hardship through working as a paid worker and raising pigs. Her husband also helps her with this business, and additionally he also uses his free time to catch fish to sell, for extra income. The current business, which she has been with for 15 years, earns her about 25,200 KHR per day.

Ream is now in a group of three, all of which are fifth-time borrowers. Ream is the group leader. She has used her past loan, which she has paid back completely, smartly in order to maintain her business and her living condition. Now, she is applying for 800,000 KHR while other two members in her group are seeking for 1,000,000 KHR each.

Ream will use her portion of the loan to purchase two more pigs to raise, pig feed and more fishing material for her husband. She hopes to fatten her pigs in a healthy condition so she can sell them for a high price. By doing so, she can earn a larger income and keep all of her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 3,998.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Ream's Group's $725 loan helped a member to buy two pigs, pig feed and fishing material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 19, 2013