A loan of $250 helped to pay for grocery items and products needed in her business.


Virginia's story

This is Virginia, 47, resident of Manila, Philippines. She is married to Pablo, a driver, and mother to her children. She and her husband manage their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.

Virginia operates a variety store. In the Philippines, a variety store is basically a small convenience store which retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 pesos worth of cooking oil or an egg. She earns by buying supplies at wholesale prices and selling by the piece. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine pesos (PHP) in sales every day.

To help her continue operations of her business, Virginia is requesting a 10,000 PHP loan. She will be using the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Virginia hopes to give her children a good and quality education and dreams of having a good life through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week. This is where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.



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