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Linah, a resident of Eldoret In North Rift Kenya, has been in active farming for 16 years. She currently produces milk and tea for the local market, which provides an income that helps her meet her family's basic needs.

Linah has requested a loan of 60,000 KES from Juhudi Kilimo to buy barbed wire at 40,000 KES to construct a zero-grazing unit and purchase a generator to help pump water for her dairy animals. Of her required micro-finance training session, she says that she learned "of Juhudi's loan processing and repayment terms".

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 370
    View loans »
    Kenya Loans Fundraising
  • $50,299,450
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Linah to construct a zero-grazing unit and buy a power generator.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 10, 2012
Currency Exchange Loss:
Sep 17, 2014