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Oeut's Group
In this Group: Oeut, Seab
Oeut, with the rest of her family consisting of ten children, lives in Ek Phnom district of Battambang Province. Some of her children are still in school and some are helping the family's business as well as doing household chores.

To feed her ten kids with decent daily food, she and her husband grow rice, beans, and corn; they also raise cows for extra income. Over several years in this business, she has been able to save only 4,300 KHR per day.

In the group of two, Oeut is the leader. She and her co-borrower have been with VisionFund (Kiva's partner) for at least three past loan cycles. She has managed her business at a good pace by using the loans and it has returned a decent income to support her big family. Now, she and her fellow group member are seeking 1,200,000 KHR each.

Oeut is going to use her portion to buy potash, insecticide, and to pay plowing fees. With part of her loan, she is also going to buy a fishing net in order to catch fish for resale for extra income. She hopes that she can earn more income from her current business so that she can upgrade her living conditions and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 125
    View loans »
    Cambodia Loans Fundraising
  • $39,835,450
    Funds lent in using Kiva
  • 3,998.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Oeut's Group's $625 loan helped a member to buy potash, insecticide, and to pay plowing expenses.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 17, 2013