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Vy's Group
In this Group: Vy, Yet, Nat, Pov
Vy is age 25 and married with two dependent children, who are still under school-age. Her family lives in a rural area of Ponhea Krek District of Kampong Cham Province, Cambodia. To make a living, Vy has been planting cassava and selling grocery items for seven years, and her husband also contributes income by working for others for a fee in the local area. The current businesses earn her approximately 28,000 KHR per day, and she manages to save about 15,000 KHR each day after offsetting daily expenses.

Vy has been a member of VisionFund for one loan cycle and fully repaid the loan. She has wisely and successfully used her previous loan to better support her family. Now she is leading her group of four to ask for a loan. She is going to use her portion to pay for labor expenses in her farming business. She hopes this loan will enable her to increase her crop yield so as to make a better living and fulfill her dream of having a decent house to live in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 176
    View loans »
    Cambodia Loans Fundraising
  • $41,452,425
    Funds lent in using Kiva
  • 3,998.9
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Vy's Group's $850 loan helped a member to pay for labor expenses in farming business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Oct 10, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 17, 2013