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Santiago De Jesus
Santiago, 56, is an enterprising man that sells lottery tickets in the streets. He sells in strategic places where people know him. A lot of them are frequent customers.

He lives together with his wife and three underage grandchildren that go to school. Nine years ago, Santiago started with this line of work, which has helped him to make a living.

He is now requesting a loan from INTEGRAL, so that he can buy a larger quantity of lottery tickets. He will then be able to sell more. In addition, sometimes some of his clients want to buy more than one ticket, so he has to make the most out of this situation.
View original language description ↓
Santiago de 56 años es un señor muy emprendedor quien se dedica a la venta de billetes de lotería de forma ambulante y en puntos estratégicos donde las personas lo conocen y muchas de ellas con clientes frecuentes. Él vive junto a su esposa y tres nietos menores de edad quienes se dedican a estudiar. Desde hace nueve años que Santiago trabaja de esta manera, lo cual le ha permitido contar con lo más básico en su hogar. Él solicita un préstamo a INTEGRAL, por medio del cual pueda invertir en la compra de mayor cantidad de billetes de lotería y así poder vender más y aprovechar al máximo a sus clientes quienes en algunas ocasiones le compran más de un billete a lo que Santiago debe sacarle provecho.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $500 helped Santiago De Jesus to buy lottery tickets and sell them.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 15, 2012
Nov 11, 2012
Currency Exchange Loss:
Dec 11, 2012