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Carmen, 60, lives together with her husband. They both work hard to get ahead in life. She works from home. She has a store where she sells perishable and essential goods. She has a few loyal customers.

Because she has lacked the money, Carmen has not been able to restock her business, which is very important in order to improve her profits and stability, because it will attract more clients.

Carmen is requesting a loan from INTEGRAL with which she will be able to buy the products she needs: soap, detergent, beverages, basic grains among other. This will guarantee the continuation of her business.
View original language description ↓
Carmen de 60 años de edad vive junto a su esposo con quien trabaja muy duro para salir adelante. Ella trabaja desde su hogar ya que posee una tienda de productos perecederos y de primera necesidad, contando con varios clientes fijos. Debido a falta de fondos Carmen no ha podido surtir más su negocio, lo cual es muy importante para mejorar sus ganancias y su estabilidad ya que así contará con más clientes. Carmen solicita un préstamo a INTEGRAL por medio del cual pueda comprar todos los productos necesarios como: jabón, detergentes, bebidas, granos básicos y otros más con lo que pueda garantizar el sostenimiento de su negocio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 382
    View loans »
    El Salvador Loans Fundraising
  • $31,278,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Carmen to buy soap, detergent and beverages, among other products.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 13, 2012
Nov 11, 2012
Currency Exchange Loss:
Dec 19, 2013