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60-year-old Celsa lives with two children who work to make a living and help her with the household expenses. Celsa has a store for perishable products like candies, sodas, bread, and dairy products, among others; and in order to get higher earnings she makes tortillas from Monday through Sunday. She has many loyal customers. It was thanks to these businesses that she was able to get her children ahead in life, and which today are very important to her because they allow her to count on daily sustenance and likewise count on everything she needs.

Celsa asks for a loan with which she can buy a larger quantity of corn to make her tortillas, and also to buy propane gas and products to stock up her store and thus increase her profits by offering her customers better service.
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Celsa de 60 años de edad, vive junto a dos hijos quienes se dedican a trabajar y le ayudan con los gastos del hogar. Celsa posee una tienda de productos perecederos como: golosinas, sodas, pan, lácteos y otros más y para percibir mayores ganancias elabora tortillas de lunes a domingo, contando con varios clientes fijos, fue gracias a estos negocios como ella pudo sacar adelante a sus hijos, por lo que en la actualidad son muy importantes para ella ya que le permiten contar con su sustento diario y así mismo contar con todo lo necesario para ella. Celsa solicita un préstamo con el cual pueda comprar mayor cantidad de maíz para elaborar las tortillas, así mismo para comprar gas propano y productos para surtir la tienda y así aumentar sus ganancias brindándoles a los clientes un mejor servicio.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 575
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Celsa to buy corn and basic products to stock up her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 13, 2012
Nov 11, 2012
Currency Exchange Loss:
Feb 21, 2014