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Maria Isabel
María Isabel is thirty-five years old. She lives with her life companion, Oscar, and her children.

She has a store where she sells stables, such as beans, milk, eggs, bread, and other items. She has been in this business for many years and this has given her sales experience that permits her to obtain the best earnings. It is located in her home in a busy neighborhood, which gives her many customers, the people preferring her because she always has the good quality product they need, at good prices and with an unequaled service to the customer’s order.

María is a woman dedicated to her work, she is energetic and has goals to get ahead. Her biggest secret to success is persistence and love of work that is the only way to achieve what you want. Like all good merchants, she wants to increase her business and to make new investments but she needs capital and this is why she is asking Integral for a loan that will permit her to buy basic grains, sweets, eggs, bread, drinks, etc.

María Isabel has good payment references, she vouches that she can pay the debt and she also hopes that it will give her family a better quality of life.
View original language description ↓
María Isabel de treinta y cinco años de edad vive junto a su compañero de vida Oscar y sus hijos; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, entre otros, tiene muchos años con su negocio y eso le ha regalado experiencia en las ventas que le permite obtener las mejores ganancias, esta ubicada en el lugar de su residencia en una localidad muy transitada, se ha hecho de mucha clientela, las personas la prefieren porque siempre tiene lo que necesitan con producto de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes; María es una mujer dedicada a su labor, enérgica y con muchas metas por delante, su mas grande secreto para alcanzar el éxito es la constancia y el amor al trabajo sabe que solo así logrará lo que desea, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. María Isabel tiene buenas referencias de pago, asegura que cancelara la deuda y a la vez confía en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 529
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Maria Isabel to buy basic grains, sweets, eggs, bread and drinks to sell in her home-based business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 27, 2012
Nov 11, 2012
Currency Exchange Loss:
Oct 25, 2013