A loan of $1,600 helped to buy clothes, pefume and sandals.


Andrea Piedad's story

The “Salud y Vida” (Health and Life) communal bank meets every two weeks in the city of Charapoto. This location is known for its traditional culture and also for being just a few minutes from two of the province’s best beaches: San Jacinto and San Clemente. Andrea, 23, lives here. She’s married and has two children who are 5 and 3 years of age; the oldest attends school and her husband’s a merchant.

She is a very hardworking young woman who likes to fend for herself and earn her own income. She sells all types of clothes, sandals and perfume door to door. She works three days a week especially in the morning which is when one of her children is in school and it’s easier to just take the youngest one along. She sells on credit and collects weekly. She has many customers and has been in business five years. She buys her items in Guayaquil and in Santo Domingo as needed.

She will use this loan to buy clothes, perfume and sandals. She’s been in the communal bank for three years and likes it because the loans make it possible for her to finance her business. Her dream is to have her own clothing store.

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Translated from Spanish by Kiva volunteer Polliz


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