A loan of $1,075 helped to pay labor costs.


Barbara Fredesbinda's story

The “Salud y Vida” (Health and Life) communal bank meets every two weeks in the city of Charapoto. This location is known for its traditional culture and also for being just a few minutes from two of the province’s best beaches: San Jacinto and San Clemente. Bárbara, 54, lives here. She’s in a free union and has four children who are all adults now; one of them still lives at home. An 8-year-old granddaughter who is like her own daughter and is attending school also lives with her. Her husband works in agriculture.

Bárbara and her family work in agriculture. They plant year-round because the land they have is apt for this; they grow corn and vegetables like lima beans, kidney beans, etc. depending on the season of the year. They work Monday through Friday from 7am until 2pm. When it’s harvest time, her husband collects the harvests and takes them to the market in Tosagua or sells them to merchants who come to his fields.

This loan is to pay labor costs because weeding has to be done because winter is approaching and they want to plant much more this year. She’s been a member of the communal bank for 7 years and likes it because the loans are quick. Her dream is to have a cement house because the one she has is made of sugarcane stalks.

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Translated from Spanish by Kiva volunteer Polliz


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