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Antonio is 37 years old, he is married and he lives with his wife and their three children. With this loan he plans to buy potato seeds and to hire a worker to help him plant potatoes. He wants to start this project, which he had previously thought about, because he will be able to generate income so that he can contribute to his household expenses.

He doesn't have the capital necessary to make purchases of supplies, nor to hire anyone, because he is a low-income worker. This is why he is seeking a loan. It is his first loan from Fudecosur. He has not had other loans before from the state banks, but Fudecosur has given him his first loan with good terms and a low interest rate.
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Antonio tiene 37 años de edad, esta casado y vive con la esposa y tres hijos actualmente. El con el crédito pretende comprar papa para siembra, y contratar mano de obra que le colaboren. El piensa dar inicio a un proyecto que previamente había pensado, y con este poder generar ganancias para contribuir con su familia, el no cuenta con el capital necesario para dicha compra, ni dichos contratos, ya que es de bajos recursos y no tiene como adquirir el dinero necesario para esto, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,804,475
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Antonio to grow potatoes.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 11, 2012
Currency Exchange Loss:
Sep 17, 2014