Ms. Ivania Patricia has a retail shop selling basic staples and other popular products located in one of the markets of Leon Department which she has done for 23 years. She leaves home at 7 a.m. and opens for business at 7:30 a.m., closing at 5 p.m. She does this work to support her family.
Ms. Ivania Patricia will use this loan to purchase basic staples wholesale, such as rice, beans, sugar and oil, which will allow her to sell them at lower prices and so reach a larger number of customers.
Ms. Ivania is seeking a loan from Ceprodel to increase her inventory with higher quality products and achieve better sales by which to make more profits. Thus she and her family may have a better quality of life. She dreams that her three daughters may receive professional education and training.
La Señora Ivania Patricia tiene un negocio de venta de productos populares o de primera necesidad ubicado en unos de los mercados del departamento de León desde hace 23 años, sale de su casa a las 7:00 am y abre su negocio a las 7:30 am cerrándolo a 5 pm. realiza este Trabajo para el sustento de su familia.
Doña Ivania Patricia utilizara este crédito para comprar por mayor grano básico tales como arroz, frijoles, azúcar, aceite, de esa manera le permitirá vender a precios más bajos y así lograr a tener mayor clientela.
Doña Ivania está solicitando crédito a Ceprodel para incrementar su inventario con productos de mejor calidad y lograr mayor venta donde obtendrá más ganancia y así tener un mejor nivel de vida de ella y su familia, ella sueña con la formación profesional de sus tres hijas.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.