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Mahbuba is a 40-year-old woman. She is married and has 3 children. For over 12 years, Mahbuba and her husband have been keeping livestock, and presently have around 7 sheep and goats. Mahbuba keeps the animals at her home. She is an expert in the intricacies of her business and knows well when to purchase and when to sell livestock. In addition, the family has a garden where they grow fruit and vegetables. In spring and summer, Mahbuba's husband sells their harvest at the market. Their eldest son is presently working in Russia and, if possible, sends money to his parents every month. The younger children currently attend school.

Mahbuba plans to use this loan to purchase livestock and, having fattened it during the winter, to sell it at a good price in the spring. She thanks MDO Arvand in advance for their financial support.
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Махбуба женщина в возрасте 40 лет. Замужем, имеет 3 детей. Она вместе с мужем более 12 лет занимается откормом скота. В наличии имеет около 7 голов мелко рогатого скота. Махбуба содержит скот у себя дома и она очень хорошо разбирается в преимуществах своего дела, знает когда закупать и продавать скот. Также у них есть сад где её муж выращивает фрукты и овощи. Весной и летом её муж продаёт фрукты на базаре от своего урожая. Старший сын Махбубы находится в РТ на заработках и каждый месяц по возможности отправляет денежные средства свои родителям. А младшие ее дети пока учатся в школе. Махбуба на полученный кредит планирует купить скот и откормив до весны продать за хорошую цену. Заранее благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 217
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Mahbuba to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 9, 2012
Currency Exchange Loss:
Nov 17, 2013