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Alba Luz

Update on Alba Luz

Alba is requesting a new loan because she needs to repair the roof over her business, buy the necessary materials, and pay for the labor required to complete this job. This new investment will help her to have a more secure business with better conditions.

Alba says that her previous loan helped to improve the availability of stock for her business. During this time, she has been able to maintain her family’s condition. Her business has generated the required income to cover their necessities.

View original language description ↓
Alba, solicita un nuevo préstamo porque necesita realizar la reparación en el techo del negocio comprando los materiales y pagando mano de obra para realizar el trabajo, esta nueva inversión le ayudará para que pueda tener un negocio más seguro en mejores condiciones.

Ella manifiesta que el préstamo anterior mejoró su disponibilidad en el negocio, durante este tiempo sus circunstancias familiares se han mantenido, el negocio le ha generado lo necesario en ingresos para cubrir sus necesidades.

Previous Loan Details

Alba lives with her husband and daughter. She makes tortillas, a business she began several years ago, from 6 a.m. until 12 noon, and she takes them to her customers' homes to sell every day, from Monday to Sunday. She needs the loan to strengthen her business and to buy firewood and corn. W... More from Alba Luz's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 548
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Alba Luz to pay for materials and labor so that the roof over her business can be repaired.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Nov 10, 2012
Currency Exchange Loss:
Oct 17, 2013