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Juana Judith
Juana lives in the Playas canton in the Guayas province. She is 35 years old and a single mother. She has two children. The oldest is 12 and goes to a school close to her house. The younger one is 7 and goes to a public school.

Eight years ago she started the business of selling cosmetic products by catalog. The way she works is by traveling through different locations in the city and offering her products to her friends and acquaintances.

So far Jauna has had no problems with delinquency, and she hopes to be able to continue in this manner. She works Mondays through Saturdays from nine in the morning until one in the afternoon.

She will use the loan to buy beauty products like lipstick, eye shadow, perfume, and creams, etc. Her dream is to be able to buy some racks and to be able to display her products at her house, etc.
View original language description ↓
Juana vive en el cantón Playas de la provincia del Guayas, tiene 35 años de edad es madre soltera tiene 2 hijos el mayor de 12 años que asiste a un colegio cerca de su casa y el menor de 7 años que asiste a una escuela pública. Hace 8 años empezó con el negocio de venta de productos de cosméticos por catálogos. La forma de trabajo es recorrer diversos lugares de la ciudad ofertando los productos entre amigos y conocidos. Juana por el momento no ha tenido ningún inconveniente en cuanto a la delincuencia y espera poder continuar de esta manera. Ella trabaja de lunes a sábados desde la 9 de la mañana hasta la 1 de la tarde . Con el crédito comprara artículos de belleza como labiales, sombras, perfumes, cremas etc. Su sueño es poder comprar unas perchas y poder exhibir sus productos en su casa etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Juana Judith to buy beauty products like lipstick, eye shadow, perfume, and creams, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 25, 2013