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Marcial Geoconda
Marcia lives in the beach canton in the province of Guayas, Ecuador. She is 37 years old and a single mother of 2 children ages 17 and 8. Her oldest is a high-school student in a nearby public school.

10 years ago, Marcia began working in a shrimp farm, but she lost her job in a round of layoffs. That is why she decided to open her own business selling athletic shoes from catalogs. Little by little, she has been building up her client base.

With this loan, Marcia wishes to buy a display case and shoes for her business. Her goal for the future is to buy a car so she will be able to deliver her products to customers who live farther away.
View original language description ↓
Marcia vive en el cantón playas de la provincia del Guayas, tiene 37 años de edad es madre soltera tiene 2 hijos de 17 años y el otro de 8 años el mayor estudia en un colegio cerca del sector y el menor estudia en una escuela pública. Marcia comenzó hace 10 años atrás trabajando en una camaronera, debido a la reducción de personal la liquidaron y decidió establecer su propio negocio de venta de calzado deportivo por catalogo, poco a poco ha aumentado sus clientes. Con el crédito quiere comprar una vitrina y calzados. Su meta a futuro es comprarse un carro para poder realizar las entrega de sus productos a lugares lejanos

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Marcial Geoconda to buy shoes and a display case.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 21, 2013