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Shamigul T. lives in Vahdat. She is 41 years old, is married and has 2 children. She has a secondary education. Shamigul has a small grocery store in the city market. She has this business for more than 11 years and it is the sole source of income of her family. Now, Shamigul wants to increase the variety of inventory she sells. She needs a loan to do it. She plans to pay back her loan in 12 months.

Translated from Russian by Jamilya & Keith Leitich, Kiva Volunteers.

Таварова Шамигул жительница города Вахдат .Возраст 41 год, замужем, имеет 2 детей. Образование среднее. Клиентка имеет небольшой продуктовый магазин на рынке города Вахдат.Занимается бизнесом более 11 лет. Эта деятельность является единственным источником дохода ее семьи. Сейчас Шамигул хочет увеличить ассортимент магазина. Для чего ей нужны деньги. Клиентка решила взять кредит сроком на 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 215
    View loans »
    Tajikistan Loans Fundraising
  • $31,067,925
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Shamigul to increase the variety of inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2008
Jul 10, 2008
Currency Exchange Loss:
Sep 15, 2009