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Madona is from Martvili district of West Georgia. She is 55 years old and lives with her husband, son, daughter-in-law, and two infant grandchildren. Madona works as a physics teacher, and her daughter-in-law is an English teacher at the local school. Both of them get a monthly salary. Besides her main job, Madona is involved in agricultural business. In particular, she grows nuts and different kinds of vegetables on the family-owned land. The family owns a vineyard as well. They pick the grapes in the late summer and sell them locally. In addition, Madona runs a small dairy farm, and with the received milk she produces cheese products, which are sold in their village. She works hard to do her best for the family.

She requested a loan to purchase a car. Madona and her husband will use it for taking their harvested products and cheese to nearby villages, where they can sell them. This will significantly decrease their costs of transportation, and as a result the family will be able to make some savings for house renovation. Madona awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,572,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Madona to purchase a car to use in her agriculture business, transporting farm products to markets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 15, 2012
Nov 9, 2012
Currency Exchange Loss:
Nov 18, 2013