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Martine Rachel
Martine, age 49, is a single mother of two children who go to school. For the past 23 years, she has been selling fresh seasonal produce (tomatoes, peppers, etc.) at a market in the capital. This activity allows her to support her family and to provide for their daily needs. The business is running smoothly but is not very lucrative as she has to buy her stock at retail prices.

She will use this loan to stock up on crates of tomatoes. This will help her to increase her sales and her profit margin. Part of the profits will be set aside for her children’s tuition, and the remainder will be reinvested in her activity for future expansion.
martine est une femme de 49 ans célibataire, mère de 2 enfants qui vont à l'école. Elle est commerçante dans un marché de la capitale depuis 23 ans ou elle commercialise les vivres frais (tomates, poivrons, et piment...) en fonction des saisons. Cette activité lui permet de nourrir sa petite famille et de subvenir à leurs besoins quotidiens. son activté fonctionne normalement, mais ne rapporte pas beaucoup parce qu'elle achète sa marchantise en détail pour la revendre. grace à ce crédit, Elle pourra augmenter le stockdes cajots de tomates. ceci augmentera ses ventes et donc sa marge bénéficiaire. Elle économisera une partie de ce benefices pour la scolarité de ses enfants et le reste sera réinvesti dans son activté pour l'agrandir.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,321,250
    Funds lent in using Kiva
  • 511.1
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Martine Rachel to stock up on crates of tomatoes for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Nov 8, 2012
Currency Exchange Loss:
Dec 17, 2013