A loan of $625 helped to buy a decent motorbike for commuting.


Sem's story

Sem lives in a rural village of the Bakan district of Pursat province, Cambodia. She is 59 years old and married with nine children, one of whom is still in school in the local area. To support her family, she has been working as a rice farmer for more than three years while her husband raises cows and buffalos. The current business earns her about US$7 per day to make a living and she can afford to save US$3 each day after expenses. Low crop yield as a result of drought and insects has been still a challenge for her business. Sem has been with Kiva’s partner, VisionFund, for two cycles and fully paid back the past loans. She has wisely and successfully used the previous loans to enable her to buy a pumping machine for carrying water for her rice paddy. Now she is applying for a loan with VisionFund of US$625. With this loan, she is going to buy a decent motor vehicle for her family. She hopes this loan will enable her to have a motorbike as means of transportation to reduce traveling time.



Loan details


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Loan details