A loan of $3,600 helped a member to replacing her old sewing machine and buy an embroidery machine.

Suma's Group's story

Suma is 24 years old and a married Iraqi married woman. With limited career options due to cultural restrictions and domestic constraints, Suma is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has two years experience with the little home-based sewing and tailoring business which she would like to improve. In addition to replacing her old sewing machine she would also like to buy an embroidery machine to offer a larger selection of services to her customers and use more creativity with her customer orders. To be able to make these purchases and pay for the machines, she took a loan from Relief International - Microfinance Iraq.

All three members of this group are under 30, so this qualifies as a "youth loan."

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Suma , Vanja , Zhala

Loan details

Lenders and lending teams

Loan details