A loan of $3,000 helped a member to renew her work area.


Anonymous Group's story

This borrower would like to remain anonymous. She is a 28-year-old Iraqi woman who is married and a mother of one child. With limited career options due to cultural restrictions and domestic constraints, she is one of the many Iraqi woman who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Despite her young age, she has 11 years of experience with the small sewing and tailoring activities and she is constantly looking for opportunities to improve her business. In the past she successfully took a loan from Relief International - Microfinance Iraq to replace her old sewing machine and purchase fabric and raw materials. Having repaid the previous loan she now took a new loan to renew her work area and improve her work conditions.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Anonymous, Anonymous, Anonymous



Loan details


Lenders and lending teams



Loan details