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Hae is 44 years old. She is married and resides with four children in Kampong Chhnang Province, Cambodia. She has been involved in cultivating rice and fattening up animals for more than 10 years, earning approximately 2 USD daily. Her husband (who is joining her in the picture) runs the taxi service (motor taxi). He earns about 4 USD each day. Two of her children are construction workers. They earn about 6 USD per day. In order to improve her family’s finances, Hae is requesting a loan of 700 USD to purchase farmland to use for farming. This purchase will help her obtain more land to grow rice and earn more income for the family. In the future, she would like to run an additional business and help her children earn bachelor’s degrees. Moreover, she hopes to rebuild her house to make it more convenient for her family.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 48
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Hae to purchase farmland to use for farming.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Nov 9, 2012
Currency Exchange Loss:
Nov 19, 2013