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Manuel, 25, lives in the city of Ica, which is characterized by its very warm and welcoming climate. Manuel is a young man who is eager to get ahead, and worked hard to complete his studies in Administration. After a lot of effort to save up, and above all with a strong desire to progress, he managed to start his own business selling computers.

Manuel works around 8 hours per day, and can serve up to five clients daily. He believes that his business is doing well because he is very friendly to his customers, and is also extremely eager to succeed..

Manuel is very grateful to Kiva lenders and thanks to the help they have given, he can purchase parts for computers such as motherboards, mice, screens, etc. He will therefore be able to offer a greater variety of products, and will continue to fight each day to achieve his dream of "having my own home and a larger business."
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Manuel tiene 25 años, vive en la ciudad de Ica, la cual se caracteriza por tener un clima muy cálido y acogedor. Manuel es un joven con muchas ganas de salir adelante, por ello con mucho esfuerzo logro estudiar la carrera de administración y luego de ahorrar y sobre todo con muchas ganas de progresar logro iniciar su negocio de venta de computadoras, el trabaja alrededor de 8 horas al día y puede atender hasta 5 clientes al día, el cree que le va bien en su negocio porque es muy amable con los clientes y sobre todo porque tiene muchas ganas de salir adelante.

Manuel esta muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá comprar repuestos para computadores como placas madre, mouse, pantallas, entre otros, de esta manera tendrá mas variedad de productos para ofrecer y podrá seguir luchando cada día para hacer realidad su gran sueño” Tener su casa propia y una negocio más grande”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Manuel to purchase parts for computers, such as motherboards, mice, screens, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Nov 9, 2012
Currency Exchange Loss:
Sep 17, 2013