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Carmen Del Pilar
Carmen is a young 25 year old mother. She is very happy and above all very hard-working since she is giving her 2 children aged 5 and 8, who she loves very much, a good education in life. Her residence is located in the city of Chincha and every day she travels around the streets of her city since she works as a saleswoman of bread very early in the morning. She also has a business selling clothing in the market of her city. She works around 8 hours per day and can serve up to 15 customers daily. She believes that she is doing well in her business because of her kindness and her charisma.

Carmen is very grateful for the Kiva loans since thanks to the help that they have offered her she will be able to buy merchandise such as polo shirts, shorts, stockings, jeans and blouses, among other items. In this manner she will have a better variety of products and will be able to continue trying to realize her greatest dream: "To have her own home and to be a great businesswoman and be able to give a good education to her children."
View original language description ↓
Carmen es una joven madre de 25 años de edad, ella es muy alegre y sobre todo muy trabajadora ya que saca delante a sus 2 hijos de 8 y 5 años de edad a quienes ama muchísimo. Su vivienda se ubica en la ciudad de Chincha y cada día recorre las calles de su ciudad ya que ella trabaja como vendedora de pan muy temprano en las mañas y también tiene su negocio de venta de ropa en el mercado de su ciudad, ella trabaja alrededor de 8 horas al día y puede atender hasta 15 clientes diariamente; ella cree que le va bien en su negocio pro su amabilidad y su carisma.

Carmen está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería como polos, short, medias, jeans, blusas, entre otros, de esta manera tendrá mayor variedad de productos y podrá seguir esforzándose por hacer realidad su más grande sueño:” Tener su casa propia y ser una gran empresaria y poder darle una buena educación a sus hijos”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,472,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Carmen Del Pilar to buy merchandise (polo shirts, shorts, stockings, jeans and blouses, among other items).
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 17, 2013