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Maria Luz
Maria is 30 years old. She lives in the city of Pisco with her husband and their two children whom they love very much. They struggle every day to be able to give them a life full of love and good examples. Maria is a very hardworking woman. In spite of the inconveniences she has faced in her life, she has not given up, and slowly started her business selling food, soft drinks, and beer. She works about ten hours at her business and she has had it for three years. She believes it is going well because she is very nice to her customers and her food has good flavor.

Maria is very grateful to the Kiva lenders since thanks to their support she will be able to purchase merchandise for her business, especially sodas and beers at wholesale prices. This will allow her to have a larger variety of products and to continue fighting to achieve her biggest dream of having her own home and giving her children a good education.
View original language description ↓
Maria tiene 30 años, vive en la ciudad de Pisco al lado de su esposo y de sus 2 hijos a quienes quiere muchísimo y por quienes lucha cada día para poder darle una vida digna llena de amor y sobre todo de buenos ejemplos, Maria es una mujer muy trabajadora y a pesar de los inconvenientes que ha tenido en el transcurso de su vida no se ha dejado vencer, así es que poco a poco inicio su negocio de venta de comida y bebidas gaseosas y cervezas; ella trabaja alrededor de 10 horas en su negocio y ya lleva 3 años atendiendo su negocio; ella cree que le va bien en su negocio porque es muy amable con los clientes y sobre todo tiene muy buena sazón.

Maria está muy agradecida con los prestatarios Kiva ya que gracias a su gran apoyo podrá comprar mercadería para su negocio especialmente gaseosas y cervezas al por mayor, de esta manera tendrá mayor variedad de productos y seguirá luchando para poder hacer realidad su más grande sueño:” Tener su casa propis y darle una buena educación a sus hijos”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 38
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maria Luz to purchase soft drinks and beer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Nov 11, 2012
Currency Exchange Loss:
Sep 17, 2013