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Miriam, 19, is a young woman living in the city of Cañete in Imperial District with her parents and little two-year-old daughter who she loves and is her reason to live. She’s a very kind, hardworking, enthusiastic person who very much wants to improve. Unfortunately, Miriam was unable to study a professional career because she had to start working very young helping her mother raise cattle.

With much effort and dedication and thanks to support from her mother, Miriam works in animal husbandry. She has four breeding cows and one heifer she feeds and cares for with much dedication. She also sells milk. Miriam feels good doing her work and believes she does well because she’s very responsible.

Miriam is very grateful to Kiva lenders because thanks to the support provided she will be able to buy a cow so Miriam will increase her herd size; she’d like to have a large stable in a short period of time so she can reach her dream of having her own line of dairy products and be able to provide her little girl with the necessary education for her to become a good professional someday.
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Miriam es una joven de 19 años, vive en la ciudad de Cañete en el distrito de Imperial con sus padres y su pequeña hija de dos años, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que tiene un gran deseo de superación; lamentablemente Miriam no ha podido estudiar una carrera profesional, ya que desde muy joven empezó a trabajar para ayudar a su madre en la crianza de su ganado.
Con mucho empeño, dedicación y gracias al apoyo de su madre, Miriam se dedica a la ganadería, ella cuenta con 4 vacas reproductoras y 1 vaquillona, las cuales alimenta y cuida con mucha dedicación, adicionalmente vende leche, Miriam se siente a gusto realizando su labor y cree que le va bien porque es muy responsable.
Miriam se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una vaca; de esta manera Miriam espera poder aumentar su ganado y en poco tiempo desea poder tener un establo grande, así pues Miriam espera poder lograr su sueño de tener su propia línea de productos lácteos y poder darle la educación necesaria para que su pequeña hija algún día sea una buena profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 85
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD