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Rosibel, 43, is an enterprising, single woman living with her four children. She requested a loan to buy groceries to stock her business and provide better service because she wants to invest in her small business so that it will grow. This woman, a great example as a mother, has managed to get ahead with her four children with much effort. She does not have money to propel the business which is why she’s requested a loan. This is her first Fudecosur loan. She has no other loans with state banks and Fudecosur gave her the best terms and a much lower interest rate.
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Rosibel, una mujer emprendedora, tiene 43 años de edad, es soltera y vive con sus cuatro hijos, ella solicito un préstamo para la compra de abarrotes, con la finalidad de abastecer su negocio, y brindar un mejor servicio, puesto que desea invertir en su pequeño negocio para que este crezca. Esta señora, un gran ejemplo de madre, que con mucho esfuerzo ha logrado salir adelante con sus cuatro hijos, no dispone de dinero para encaminar su negocio, por lo que hace una solicitud de crédito , y es el primer préstamo que ha recibido de FUDECOSUR. El no registra otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,804,475
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Rosibel to buy groceries.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 9, 2012
Currency Exchange Loss:
Nov 21, 2015