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Update on Rosalia

Rosalía was born in the city of Santa Cruz but currently lives in the Guaracal zone. She continues with her activity of making and selling home-made bread and turnovers. She sells them at home and also delivers them to various stores in her zone because she’s well-known for the good quality of her products. She relates that she did very well with the previous loan because the oven was of great use to her. On this occasion she requests the loan to buy flour and shortening to make her delicious bread and turnovers.
View original language description ↓
La señora Rosalía es nacida en la ciudad de Santa Cruz, vive actualmente en la zona Guaracal, Ella sigue con la actividad de eloaboracion y venta de pan casero y empanadas, y los comercializa en su mismo domicilio y también reparte a diferentes tiendas de su zona ya que es muy conocida por la buena calidad de sus productos, cuenta que le fue bien con el anterior credito ya que el horno le fue de mucha utilidad y en esta ocacion solicita el credito para la compra de harina y mateca para la elaboracion de sus riquisimos panes y empanadas.

Previous Loan Details

Rosalía was born in the city of Santa Cruz. At present she lives in the area of Guaracal. She makes homemade bread and empanadas and sells them from her home. She also delivers to different stores in her area since she is well known for the good quality of her products. Se has dome this activity ... More from Rosalia's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 128
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Rosalia to buy flour and shortening.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Nov 9, 2012
Currency Exchange Loss:
Sep 17, 2013
This photo was used before for a previous loan for Rosalia. It was first posted on Kiva on Oct, 2011. Learn More