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Ilsen Elizabeth
Ilsen, 21, has 2 children aged 4 and 8. She has a business selling a variety of underwear and lingerie. She has a stall located in one of the busiest areas in the city of Santa Cruz. This will be her 8th loan with the institution. Ilsen will use this loan to buy merchandise at wholesale for her business. The reason she is requesting a loan is that she lacks the capital to buy merchandise for her business.

Ilsen really likes the attention that we give her, and the way that Kiva works. Ilsen faces challenges in her business such as the competition. However, she never loses the drive to get ahead with her family. She will use the profits to buy more undergarments, as the end-of-year festivities are approaching which will mean more demand. This way, she can increase her income.

The only thing that Ilsen wants is for her children to advance in life and be healthy, because her main concern is for her family.
View original language description ↓
La Sra. Ilsen tiene 21 años y tiene 2 hijos que son de las edades de 4 y 8 años, ella se dedica a la venta de ropa interior variedad de lencería, su puesto se encuentra en una de las zonas más concurridas de la ciudad de Santa Cruz este préstamo es su octava secuencia dentro de la institución, la Sra. Ilsen va a usar este préstamo para la compra de mercadería por mayor para su negocio su razón para solicitar este préstamo es la falta de capital para la compra de mercadería le gusto mucho la atención que le dimos y la forma en que Kiva trabaja, la Sra. Ilsen enfrenta retos en su negocio que son la competencia aun así no pierde ánimo para sacar adelante a su familia, va a utilizar los beneficios comprando mas ropa de interior debido a que se acercan las fiestas de fin de año, habrá más demanda y así de esta manera incrementar sus ingresos, lo único que ella quiere es que sus hijos progresen y estén sanitos ya que su mayor preocupación es su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 113
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Ilsen Elizabeth to buy lingerie at wholesale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Nov 9, 2012
Currency Exchange Loss:
Oct 17, 2013